On this page:

-Privacy Policy

-Terms & Conditions

-Cookie Policy

Privacy Policy

Last updated: 21/11/2025

1. Who We Are

She Means Money Club (“we”, “us”, “our”) is a UK-based financial education company run by Sian Palmer. We provide online courses, coaching, digital products, and free content designed to help women build confidence and clarity with money.

Our website address: https://shemeansmoneyclub.com

Registered business address:

Lytchett House, 13 Freeland Park, Wareham Road, Poole, Dorset, BH16 6FA

Email: [email protected]

We are committed to protecting your personal data and respecting your privacy.

2. What This Policy Covers

This Privacy Policy explains:

-What personal information we collect

-How we use it

-Your rights under UK GDPR

-How we keep your data safe

-How you can contact us

By using our website, courses, or services, you agree to the terms of this policy.

3. The Information We Collect

We collect information in the following ways:

a. Information you give us directly

When you:

-Sign up for a course, program, or membership

-Download a free resource

-Join the email list or newsletter

-Fill out a form on our website

-Book a call

-Contact us via email or social media

This may include:

-Name

-Email address

-Phone number (if provided)

-Payment information (processed securely by third-party providers)

-Any information you choose to share in surveys, forms, or coaching sessions

b. Information we collect automatically

When you visit our website, we may collect:

-IP address

-Browser type

-Pages viewed

-Time spent on the site

-Cookies and tracking data

(See our Cookie Policy for more details.)

c. Payment information

We do not store your full payment card details. Payments are processed securely by Stripe.

This provider handles your information according to their own privacy policies.

4. How We Use Your Information

We use personal data to:

-Deliver our services and digital products

-Send confirmations, course access details, and service updates

-Email newsletters, resources, and marketing (only if you opt in)

-Personalise your experience

-Track website performance and improve user experience

-Comply with legal or regulatory requirements

We only send marketing emails when you have opted in — and you can unsubscribe at any time with one click.

5. Legal Basis for Processing Your Data (UK GDPR)

We process your personal data under the following lawful bases:

-Contract: To provide services you have purchased

-Consent: When you opt in to marketing or provide information voluntarily

-Legitimate interest: For analytics, improving services, or preventing fraud

-Legal obligation: For accounting, tax, or compliance reasons

6. How We Store and Protect Your Data

We take your privacy seriously. We store your information using secure, password-protected systems such as:

-Email marketing platforms (FEA Create)

-Course or membership platforms (FEA Create)

-Payment processors (Stripe)

We use industry-standard security measures to protect your data against loss, misuse, or unauthorised access.

7. Sharing Your Information

We do not sell or rent your data.

We may share information with trusted providers who help run the business, such as:

-Email marketing platforms

-Payment processors

-Analytics tools (e.g., Google Analytics)

-Website hosting providers

-Course platforms

These companies only access your data when necessary and must keep it secure.

We may also share information if required by law.

8. International Data Transfers

Some service providers store data outside the UK (e.g., in the EU or USA).

We only use providers with strong data protection safeguards compliant with UK GDPR.

9. How Long We Keep Your Data

We keep your personal data only for as long as necessary to:

-Provide services

-Meet legal or tax obligations

-Maintain business records

-For marketing purposes until you unsubscribe

You can request deletion of your data at any time.

10. Your Rights Under UK GDPR

You have the right to:

-Access your personal data

-Correct inaccurate information

-Request deletion

-Restrict or object to processing

-Withdraw consent at any time

-Request a copy of your data in a portable format

To exercise your rights, contact: [email protected]

You also have the right to complain to the Information Commissioner’s Office (ICO):

https://www.ico.org.uk

11. Cookies

Our website uses cookies to improve your experience and track analytics.

You can adjust cookie settings in your browser at any time.

12. Links to Other Websites

Our site may contain links to other websites. We are not responsible for their content or privacy practices.

13. Changes to This Policy

We may update this policy occasionally.

The “Last updated” date at the top will reflect any changes.

14. Contact Us

If you have any questions about this Privacy Policy or how your data is handled, you can contact us at:

Email: [email protected]

Address: Lytchett House, 13 Freeland Park, Wareham Road, Poole, Dorset, BH16 6FA

Terms & Conditions

Last updated: 21/11/2025

1. Introduction

Welcome to She Means Money Club (“we”, “us”, “our”). These Terms & Conditions govern your use of shemeansmoneyclub.com and all services we provide, including courses, digital products, coaching, and memberships.

By using our website, you agree to these terms.

2. Company Information

Business name: She Means Money Club

Owner: Sian Palmer

Email: [email protected]

Business address: Lytchett House, 13 Freeland Park, Wareham Road, Poole, Dorset, BH16 6FA

3. Use of Our Website

You agree to:

-Use the site lawfully

-Not attempt to hack, disrupt, or misuse the site

-Not copy or distribute content without permission

We may suspend or restrict access if rules are broken.

4. Intellectual Property

All content on this site is owned by or licensed to She Means Money Club, including:

-Text

-Videos

-Worksheets

-Branding and imagery

-Course content

-Digital downloads

You may not copy, distribute, or use our content for commercial purposes without written permission.

5. Digital Products & Courses

When purchasing a digital product or course, you receive a single, personal licence to access and use the materials.

You must not:

-Share login details

-Resell or distribute materials

-Use the content to create your own competing products

Content is for personal, non-commercial use only.

6. Payments

Payments are processed securely by trusted providers Stripe.

We do not store or access your credit card details.

All prices include VAT where applicable.

7. Refunds & Cancellations

14-day refund period for courses

In line with UK consumer law, digital content that has not yet been accessed may be eligible for a refund within 14 days.

Once content is accessed or downloaded, the right to cancel will be waived.

8. Coaching & Advice Disclaimer

All content, coaching, and courses are for educational purposes only.

We do not provide:

-Regulated financial advice

-Investment advice

-Tax advice

-Debt counselling

-Legal advice

You are responsible for your own financial decisions.

We recommend speaking to a regulated financial adviser for personalised advice.

9. Limitation of Liability

We are not liable for:

-Loss of income

-Business interruption

-Financial losses

-Data loss

-Any results that arise from using our content

We provide education; your results depend on your choices and actions.

10. External Links

Our site may link to external websites. We are not responsible for their content or privacy practices.

11. Privacy & Data Protection

Your personal information is handled in line with our Privacy Policy and Cookie Policy.

12. Changes to These Terms

We may update these terms as needed. Any changes will be posted on this page with a new “last updated” date.

13. Contact Us

If you have questions about these Terms:

Email: [email protected]

Cookie Policy

Last updated: 21/11/2025

Introduction

She Means Money Club (“we”, “us”, “our”) uses cookies and similar technologies to improve your experience on our website:

https://shemeansmoneyclub.com.

This Cookie Policy explains what cookies are, how we use them, and how you can manage your preferences.

What Are Cookies?

Cookies are small text files stored on your device that help websites function properly, remember your preferences, and understand how people use the site.

They can’t identify you personally unless you choose to share information with us.

Types of Cookies We Use

1. Essential cookies

These keep the website running. Without them, core features (like logging in to a course portal or processing payments) wouldn’t work.

2. Performance & analytics cookies

These help us understand:

-which pages are visited most

-how people navigate the site

-where users come from

We use tools like Google Analytics. Data is anonymous.

3. Functionality cookies

These remember your settings and preferences, like:

-saved login details

-language choices

-completed forms

4. Advertising & social media cookies

We may use cookies from platforms such as:

-Facebook

-Instagram

-TikTok

-Google

These allow us to deliver relevant ads and measure performance.

How We Use Cookies

We use cookies to:

-Improve website performance

-Provide a smoother user experience

-Deliver relevant content and adverts

-Monitor website analytics

-Support checkout, login, and course access

Managing Your Cookie Preferences

You can accept, reject, or customise cookies using:

-The cookie banner when you visit the site

-Your browser settings (Chrome, Safari, Firefox, Edge etc.)

You can also delete cookies already stored on your device.

Please note: blocking some cookies may reduce website functionality.

Third-Party Cookies

Some cookies are placed by third-party providers, including:

-Google Analytics

-Meta (Facebook/Instagram)

-TikTok

-Stripe

-Course platforms

-Email marketing tools

We do not control these cookies directly. Their privacy policies apply.

Updates to This Policy

We may update this Cookie Policy from time to time. Any changes will appear on this page with an updated “last revised”

date.

Contact Us

Questions? Email [email protected]

© Copyright 2025 She Means Money Club | Sian Palmer.