HI I'M SIAN
money mentor, ex–credit-card-juggler turned clarity-obsessed budgeting nerd…
I help women take back control of their money with simple systems, zero shame, and a whole lot more confidence than I had when I started my own money journey.
Because the truth is this:
I learned all of this the hard way.
HOW IT STARTED...
I grew up in a family that did what most families did — stuck things on credit and hoped for the best. So when I started earning? Yep. I followed the same script.
By my early 30s, I had thousands in debt, a terrible habit of quitting jobs without savings (strongly do not recommend), and more 0% balance transfers than I will ever be able to count. Eventually, the whole thing imploded — no job, no credit left, no backup plan.
Rock. Bottom.
(Currently I’m in my sleep deprivation era, which honestly feels like an upgrade.)
But that rock bottom forced me to learn everything no one had ever taught me about money.
Mindset. Systems. Boundaries. Spending habits. The whole shebang.
Within 18 months, I was debt free — and seven years on, I teach the exact system I desperately needed back then.
HOW IT'S GOING...
And the rest of me?
Well… I’m an obsessive dog mum. I live up in the Scottish Highlands with my husband (Captain Sensible), our almost-1-year-old (Captain Chaos — the official sleep deprivation coordinator), and Peggy, who is basically my shadow and the cutest floof in town.
Life here is pine forests, sandy beaches, wild weather, slow deliveries, and absolutely zero Deliveroo. (Trust me, I groaned too.) My walking boots are my most-worn item — replaced frequently because the Highlands don’t play (and neither does Peggy’s stamina). Glittery trainers and a dress are as glam as it gets these days, and honestly? Love that for me. Someone once compared my going-out style to Lily Allen — which is flattering, and certainly a little optimistic.
I miss London for the food and the events (the closest thing we have to a Nando’s is my air fryer), but the trade-off is snow-capped mountains on the nursery run and dog walks that look like a Visit Scotland advert. Not the worst exchange really.
I run on a questionable amount of Pepsi Max, a generous amount of Earl Grey (massive mug, non-negotiable), and pure stubbornness. I can’t get into coffee, even with a baby who thinks sleep is optional. I love an audiobook, my Book Club is keeping me sane, and if everyone read at least one Brené Brown book, the world would be a little kinder.
Why I do this...
Women are capable as hell — just ask Beyoncé or TayTay — but we weren’t taught money. And on top of that, we’re navigating pay gaps, pension gaps, pink tax, and more marketing pressure than any generation before us.
My job — and honestly, my privilege — is to help you cut through all that noise and finally feel clear, confident, and in control of your money.
No guilt.
No jargon.
No judgment.
Just simple systems and the mindset shifts that change everything.
You’ve got this — genuinely. ♥️
And I’m right here with you, one tiny win (and one long dog walk) at a time.
FUN FACTS
FUN FACTS FUN FUN FACTS
FUN FACTS
FUN FACTS FUN FUN FACTS
I live in the Scottish Highlands, where Deliveroo doesn’t exist, but pine forests, sandy beaches, and snow-capped mountains make every dog walk look like a movie scene.
I’m an obsessive dog mum to Peggy, my border collie–poodle who believes she’s my furry shadow, personal trainer, and emotional support floof all in one.
I run on Pepsi Max, Earl Grey in a mug the size of my head, and sheer stubbornness. Coffee still hasn’t made the cut, even with a baby.
I’m married to Captain Sensible, mum to <1yo Captain Chaos, and somehow still surprised by how much mess one tiny human can generate during a single breakfast.
My walking boots are my most-worn item. Living this far north means “kit” beats fashion any day — and I’ll always pick glittery trainers over heels for anything 'fancy'.
I miss London’s food scene, but trading takeaway options for mountain views, proper snow, and dreamy dog walks? These days, I’ll take that exchange every single time.
I'd love to get to know you too!
Pop me a message on Instagram @iam.sianpalmer and let me know a fun fact about yourself!
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